Non-QM

Did you know that you can qualify for a mortgage using the following non-traditional methods for calculating your income?

  • 12 or 24 month business bank statement loan

  • Previous 1 or 2 year’s 1099 forms

  • Asset qualifier or depletion

  • 1 year tax trerurn

  • Minimum down-payments are 10%-20%

Other benefits of using

a Non-QM loan:

  • Can close in an LLC

  • Can reduce cost by opting for a pre-payment penalty

  • Ask about the D.S.C.R. loan


Why do homebuyers use The Todd Hanley Mortgage

Team for their Non-QM loan?

  • Because they wanted EXPERT knowledge they can trust & an LO who understands the purchase market and knows how to GET YOUR OFFER ACCEPTED. United Direct Lending also has lightening quick closing times, great communication and, REALLY GREAT RATES!

Compare Rates

  • What’s your rate?

Working with a mortgage broker allows you access to multiple lenders. It pays to have options!