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Mortgage Rates & Market Trends

Track where the market is heading with independent rate indices from Optimal Blue and Mortgage News Daily. These are national and regional market averages — a read on direction, not a personalized quote.

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Live Market Indices

The charts below are published by independent third parties and update automatically. They reflect broad market movement across lenders — not the rate, APR, or payment you would personally be offered.

Market data — not a quote or offer. Rates and indices shown are provided by third parties (Optimal Blue and Mortgage News Daily) and represent national or regional averages for educational purposes only. They are not an application, quote, rate lock, approval, or commitment to lend. Your actual rate and APR depend on your credit, loan amount, loan-to-value, occupancy, property type, program, and other factors, and will differ from the averages shown. Contact Todd Hanley for pricing specific to your situation.

Optimal Blue Mortgage Market Index

OBMMI — 90-day trend, sourced from actual locked loans

Mortgage News Daily Rates

National average rates by program — MND, Fannie Mae & MBA

Want a Number That's Actually Yours?

Market averages are a starting point. Your real rate depends on your credit, equity, property, and goals. Let's run your specific scenario and get you an accurate quote.

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(954) 806-5114  |  Todd.Hanley@uniteddirectlending.com
Licensed in FL, TX, NJ